Suitable insurance can help you deal with certain unforeseen events before or during your stay: cancellation, health problems, assistance, repatriation, delays or baggage issues.
Cover, exclusions, limits, excesses, prices and deadlines for taking out insurance depend exclusively on the policy chosen.
Why consider travel insurance?
Even when a trip is carefully planned, certain events can disrupt your departure or stay: illness, an accident, cancellation, a need for assistance abroad, a significant delay or lost baggage.
Travel insurance may help limit certain financial or practical consequences, depending on the cover actually taken out.
Breeziful is not an insurer. Breeziful provides general information and may direct travellers to a specialist professional where a verifiable partnership or link to take out insurance exists.
The information published on this page never replaces the policy's general terms and conditions, special conditions, schedule of benefits, exclusions or the insurer's instructions.
Discover Chapka travel insurance
Which insurance suits your trip?
Chapka offers several policies depending on the length of the stay, the level of protection sought and the travellers' profiles. Select the situation that matches yours to review the cover and obtain your price directly on the Chapka website.
Breeziful presents these solutions for information purposes. Insurance is taken out and paid for directly on the Chapka website, which also handles cover and policy management.
The applicable cover, exclusions, limits, excesses, eligibility conditions and prices are those displayed by Chapka when the policy is taken out.
Trips lasting less than 3 months
Cap Assistance 24h/24
A plan intended for holidays and short stays, including assistance and repatriation cover in particular, depending on the policy selected. Cancellation cover may also be offered as an option.
Depending on the policy, an assistance service may arrange or cover certain measures when a medical event or a specified situation arises during the stay.
Travellers must follow the policy's procedure and contact the assistance service before incurring certain expenses where this is required.
Before departure
Cancellation cover
Cancellation cover may apply when a sudden, unforeseeable and substantiated event covered by the policy prevents departure.
Deadlines for taking out insurance are often short after booking or paying the initial deposit.
Health and unforeseen events
Medical expenses abroad
Depending on the destination and the policy, insurance may cover all or part of certain emergency medical or hospital expenses.
Limits, excesses, exclusions and procedures for obtaining cover must be checked before departure.
Personal belongings
Baggage, delays and incidents
Some plans provide compensation or assistance for delayed, lost or damaged baggage, or for certain delays specified in the policy.
Supporting documents, notification deadlines and limits vary by plan.
Taking out insurance at the right time
Travel insurance without cancellation cover can sometimes be taken out close to the departure date, depending on the policy.
Cancellation cover generally needs to be taken out promptly after purchasing the trip or paying the initial deposit. The exact deadlines vary by insurer and plan.
Travellers should check, in particular, the deadline for taking out insurance, covered events, exclusions, the maximum insured amount, the excess, required supporting documents, the people covered and conditions relating to pre-existing medical conditions.
Does my payment card already cover me?
Some payment cards include insurance or assistance cover when all or part of the trip is paid for with the card concerned.
However, this cover may involve restricted limits, excesses, a maximum trip duration, exclusions, payment conditions, cover restricted to family members or specific procedures.
Before taking out additional insurance, it is useful to compare the card's cover, the proposed policy's cover, exclusions common to both, limits, excesses and the destinations covered.
Things to check
destination and countries covered
maximum length of stay
any age limit
activities and sports covered
medical expenses and limits
assistance and repatriation
exclusions relating to pre-existing medical conditions
excess
cancellation cover
baggage
personal liability
conditions relating to transport
cover for travelling companions
deadlines for taking out insurance
any waiting period
notification procedure
required supporting documents
The policy must suit the destination, duration and type of trip, as well as the traveller's personal circumstances.
What to do in the event of a claim
Contact the assistance serviceUse the number shown on your assistance card or policy documents.
Request approval if necessaryCertain expenses must be authorised before they are incurred.
Keep supporting documentsInvoices, reports, statements, photographs, tickets and correspondence may be needed.
Observe the deadlinesLate notification may complicate or prevent cover.
Breeziful does not handle claims on the insurer's behalf and cannot confirm whether cover applies.
The policy documents are authoritative
Cover, exclusions, limits, excesses, prices, deadlines, eligibility conditions and notification procedures are defined exclusively by the insurer's policy documents.
If information published on Breeziful differs from the policy documents, the insurer's documents take precedence.
Before you go
Find the right protection for your trip
Compare the plans offered and consult the applicable cover, exclusions and prices directly on the Chapka website.
Hello, I am Éléonore, your travel concierge. Tell me your destination, dates, budget or the atmosphere you are looking for; I will help you create a trip that feels right for you.
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